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By:Mehrsa Baradaran
Published on 2015-10-06 by Harvard University Press

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The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect

This Book was ranked at 23 by Google Books for keyword Financial Services Industry.

Book ID of How the Other Half Banks's Books is 0yioCgAAQBAJ, Book which was written byMehrsa Baradaranhave ETAG "pU1HAYrjAGA"

Book which was published by Harvard University Press since 2015-10-06 have ISBNs, ISBN 13 Code is 9780674495449 and ISBN 10 Code is 0674495446

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Book which have "336 Pages" is Printed at BOOK under CategoryBusiness and Economics

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